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Loan Programs

Fix & Flip

  • Property Types: Single Family, 2-4 Family, Multi Family up to 30 units
  • Renovation Term up to 12 Months
  • Loan to Cost up to 85%
  • Loan to Value up to 90%
  • Renovation Financing up to 100%
  • Close in 2 -3 weeks
  • No Income Check

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Ground Up Construction

  • Property Types: Single Family, 2-4 Family, Multi Family
  • Construction Term: 12 - 24 Months
  • Loan to Cost up to 85%
  • Loan to Value up to 75%
  • Renovation Financing up to 100%
  • Close in 2 -3 weeks
  • No Income Check

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DSCR

  • No Income Check
  • 30 Year Fixed or ARM
  • Interest Only Available
  • Property Type: 1-4 Family
  • Minimum DSCR .80
  • Minimum FICO 660
  • Vacant Property OK

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Small Multi Family

  • No Income Check
  • 30 Year Fixed or ARM
  • Interest Only Available
  • Max LTV: 80%
  • Property Type: Up to 50 Units
  • Minimum DSCR 1.00
  • Minimum FICO 660

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Mixed Use Property

  • No Income Check
  • 30 Year Fixed or ARM
  • Interest Only Available
  • Max LTV: 80%
  • Minimum DSCR 1.00
  • Minimum FICO 660

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Multi Family

  • 30 Year Fixed or ARM
  • Interest Only Available
  • Max LTV: 80% / 90%
  • Property Type: Up to 400+ Units
  • Minimum DSCR 1.00

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